Agreed getting as much insurance coverage is good for the car and its owner, but why go for anything that comes along, if there is no specific need for it? Of course, getting coverage against a customized, fancy sealed beam headlight costing over $1000 a pair requires paying extra dollars, but not keeping things intact set by the factory. Instead, put those thousand dollars for covering the financer (if the car is on a loan), get a no-fault liability coverage (you cannot guarantee you will not run over your neighbor's fence accidentally), a fire and theft coverage (it's tough to steal because of excellent security features but it's not fireproof or weatherproof), protection from vandalism and a medical coverage, if there is no health programs covering the owner. With a no fault Personal Injury Protection or PiP, the insurance can be claimed against any damage regardless of the person responsible for it and for dire emergencies, a towing coverage might save a lot of pain.
2011The Ford Ranger is a small truck model